“Save Teeth. Save Lives.”
Key Takeaways
- Central Park Dental & Orthodontics accepts most PPO dental insurance plans and handles all claims filing and benefit verification, allowing you to focus on your treatment rather than paperwork
- Three flexible financing partners (CareCredit, Alphaeon Credit, and Sunbit) offer promotional 0% interest options and extended payment plans, making comprehensive dental care accessible regardless of insurance coverage
- Dr. Jung’s “Three Legs of the Healing Stool” philosophy ensures every treatment addresses structural, chemical, and emotional balance for optimal healing and long-term wellness
- Advanced diagnostic technology including 3D CBCT imaging and specialized medical imaging visualization software enables precise treatment planning that maximizes your investment in oral and whole-body health
The phone rings at Central Park Dental & Orthodontics in Mansfield, and the question on the other end is one we hear every single day: “Do you accept my insurance?” It’s followed quickly by the real question behind the question, the one that keeps so many people from seeking the dental care they need: “Can I actually afford this?”
Money conversations are uncomfortable. Nobody wants to talk about whether they can pay for healthcare. But here’s what I’ve learned after years of helping families throughout Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian navigate dental insurance and payment options: when you understand how dental insurance actually works and what options are available to you, the anxiety melts away. Suddenly, that comprehensive exam you’ve been putting off or the treatment your dentist recommended last year doesn’t seem so impossible.
At Central Park Dental & Orthodontics, Dr. Jiyoung Jung and her team believe that financial concerns should never be an obstacle to getting the dental care you deserve. That’s not just a nice-sounding philosophy. It’s a commitment we live out every single day by accepting most insurance plans, offering multiple financing options, and taking the time to help you understand exactly what your investment in dental care will look like before you commit to anything.
This isn’t about selling you something you don’t need. It’s about making sure that when Dr. Jung identifies a problem that’s affecting your health, whether that’s tooth decay, gum disease, a compromised airway, or structural issues impacting your entire body, you have clear pathways to address it. Because putting off dental treatment doesn’t save you money in the long run. It just allows small problems to become bigger, more expensive, and more painful ones.
The Dental Insurance Reality: What Most People Don’t Understand
Let’s start with dental insurance, because there’s a lot of confusion about how it actually works. If you’ve ever felt frustrated by dental insurance, you’re not alone. The system is confusing, the terminology is unclear, and what’s covered versus what isn’t can seem arbitrary.
Here’s what you need to know right up front: dental insurance isn’t really insurance in the traditional sense. It’s more accurately described as a dental benefit plan that helps offset the cost of your care. Unlike health insurance, which is designed to protect you from catastrophic costs, most dental insurance plans were designed decades ago to cover basic preventive care and contribute toward more extensive treatments.
Understanding your specific coverage before treatment begins is critical, which is why Dr. Jung’s team takes the time to verify your benefits and provide detailed cost estimates before any procedure. You deserve to know what your insurance will pay, what you’ll be responsible for, and what alternatives might be available if a recommended treatment isn’t fully covered.
PPO Plans: The Foundation of Dental Insurance Coverage
Central Park Dental & Orthodontics accepts most PPO dental insurance plans. PPO stands for Preferred Provider Organization, and these plans offer the most flexibility for patients. Unlike HMO plans that restrict you to a specific network of providers, PPO plans allow you to see dentists outside the network, though your benefits may be better when you see in-network providers.
The team at Central Park Dental works with all major dental insurance carriers serving the Dallas-Fort Worth area. That includes Delta Dental, MetLife, Cigna, Aetna, United Healthcare, Guardian, Humana, and many others. Even if Dr. Jung isn’t specifically in-network with your particular plan, her office can still file claims for out-of-network benefits and help you maximize your coverage.
What makes this particularly valuable is that you’re not limited in your choice of dentist based on insurance networks. You can choose Dr. Jung’s comprehensive, airway-focused approach to dentistry without worrying about whether she’s on some arbitrary list of approved providers. Many patients find that even with out-of-network reimbursement rates, the quality of care and thoroughness of treatment at Central Park Dental & Orthodontics provides better value than settling for an in-network provider who doesn’t take the same comprehensive approach.
How Dental Insurance Coverage Typically Works
Most dental insurance plans structure coverage in tiers, usually something like this: preventive care at 80-100% coverage, basic restorative procedures at 70-80% coverage, and major procedures at 50% coverage. These percentages apply after you meet your annual deductible, which typically ranges from fifty to two hundred dollars per person.
Here’s the catch that frustrates many patients: most dental insurance plans have an annual maximum benefit, typically somewhere between one thousand and two thousand dollars per year. That means your insurance will pay up to that amount in a calendar year, and any costs beyond that maximum become your responsibility.
For routine preventive care like cleanings and checkups, that annual maximum is usually more than sufficient. But when you need more extensive treatment, whether that’s orthodontics for your child, restorative work like crowns or implants, or comprehensive airway therapy to address sleep-disordered breathing, you can quickly exceed your annual maximum.
Understanding these limitations upfront allows Dr. Jung’s team to help you plan treatment strategically. Sometimes spreading treatment across two calendar years allows you to use two years of insurance benefits. Other times, prioritizing the most urgent needs first and addressing other issues later makes the most financial sense.
What the Team at Central Park Dental & Orthodontics Does for You
One of the biggest frustrations patients express about dental insurance is the paperwork, the phone calls to insurance companies trying to understand benefits, and the surprise bills that arrive months after treatment when insurance doesn’t cover what you expected.
At Central Park Dental & Orthodontics, the team handles this burden for you. Before treatment begins, the office staff contacts your insurance company directly to verify your benefits and understand your coverage. They determine what your plan covers for the specific treatments Dr. Jung recommends, calculate your deductible and any remaining annual maximum, and provide you with a clear, written estimate of what your insurance will pay and what your out-of-pocket cost will be.
After treatment, the team files all claims and paperwork on your behalf. You don’t have to navigate claim forms, mail anything to insurance companies, or spend your time on hold trying to get answers. The office handles the entire process and follows up to ensure claims are processed correctly.
This commitment to handling insurance details reflects Dr. Jung’s broader philosophy of comprehensive care. Just as she doesn’t want structural dental problems to compromise your overall health, she doesn’t want insurance confusion to create barriers to getting the care you need.
Beyond Insurance: Flexible Financing Options That Make Quality Care Accessible
The reality is that even with good dental insurance, there are times when the treatment you need exceeds your coverage. Maybe you’ve already used your annual maximum for the year. Perhaps the comprehensive treatment Dr. Jung recommends, like orthodontics or full-mouth rehabilitation, costs more than your insurance will cover. Or maybe you’re one of the growing number of people who don’t have dental insurance at all.
That’s where financing comes in, and this is where Central Park Dental & Orthodontics truly shines. Dr. Jung has partnered with three different financing companies specifically chosen because they offer flexible terms, accessible approval criteria, and promotional options that make even extensive treatment manageable.
CareCredit: The Most Widely Accepted Healthcare Financing Option
CareCredit is probably the most well-known healthcare financing option in the country, accepted by over 250,000 healthcare providers nationwide. What makes CareCredit particularly valuable is the range of options it offers, from short-term promotional financing to extended payment plans that spread costs over several years.
For qualified applicants, CareCredit offers promotional financing with 0% interest for six, twelve, eighteen, or twenty-four months, depending on the amount financed. This means if you need treatment and you’re approved for an eighteen-month promotional plan, you can pay that cost in eighteen equal monthly payments with no interest charges as long as you pay off the full amount before the promotional period ends.
What happens if you don’t pay off the full balance during the promotional period? That’s where you need to be careful. CareCredit uses deferred interest, which means if you don’t pay the full balance by the end of the promotional period, you’ll be charged interest retroactively from the original purchase date at the regular APR, which is typically quite high. The key is making sure your monthly payment is high enough to pay off the balance before the promotion ends.
For larger treatment costs or situations where you need lower monthly payments, CareCredit also offers extended payment plans for twenty-four, thirty-six, forty-eight, or sixty months with a reduced APR that’s lower than the standard rate. These plans do carry interest from the beginning, but the extended terms make monthly payments manageable.
The credit limit CareCredit offers ranges from two hundred dollars to twenty-five thousand dollars, depending on your creditworthiness. That upper limit is particularly important for comprehensive dental work, full-mouth rehabilitation, or extensive orthodontic treatment that might cost tens of thousands of dollars.
One of the biggest advantages of CareCredit is that once you’re approved, you can use your account for multiple family members and for treatment at any healthcare provider that accepts CareCredit. That means the account you open for your dental work at Central Park Dental & Orthodontics can also be used for your child’s orthodontic treatment, your spouse’s vision care, or even veterinary care for your family pet.
You can apply for CareCredit online before your appointment at Central Park Dental, or the office staff can help you apply during your visit. Most applications receive an instant decision, so you’ll know immediately whether you’re approved and for what amount.
Alphaeon Credit: Patient-Friendly Financing Designed for Healthcare
Alphaeon Credit is specifically designed for healthcare and wellness procedures, including dental care. What sets Alphaeon apart is its patient-friendly approach to financing terms and its focus on transparency.
Like CareCredit, Alphaeon offers promotional financing with 0% APR for qualified applicants. The promotional periods available are typically six, twelve, eighteen, or twenty-four months, and like CareCredit, these are deferred interest promotions. The key difference is that Alphaeon often has more flexible credit requirements, making it accessible to a broader range of patients.
For extended payment plans, Alphaeon offers terms up to sixty months with competitive interest rates. These plans are particularly useful for comprehensive treatment that you want to spread over several years to keep monthly payments low and manageable within your budget.
Alphaeon provides a mobile app that makes managing your account simple and convenient. You can check your balance, make payments, and track your payment progress right from your phone. There are no prepayment penalties, so if you want to pay off your balance early, you can do so without any fees or charges.
The application process for Alphaeon is straightforward, and like CareCredit, most applications receive instant decisions. The staff at Central Park Dental & Orthodontics can help you apply during your visit, or you can apply online ahead of time and have your approval ready when you come in for treatment.
Sunbit: Accessible Financing with Flexible Credit Requirements
Sunbit is the newest addition to the financing options at Central Park Dental & Orthodontics, and it addresses a real need in healthcare financing. Not everyone has perfect credit. Life happens, financial challenges occur, and sometimes your credit score doesn’t reflect your current ability to make payments. Sunbit was designed to be more accessible to people across a wider credit spectrum.
What makes Sunbit unique is its approval approach. Rather than relying solely on traditional credit scores, Sunbit looks at a broader range of factors to make approval decisions. This means that even if you’ve been declined by other financing companies, you may still be approved through Sunbit.
The approval process is incredibly fast. Most applications receive a decision in thirty seconds or less. There’s no hard credit check for pre-qualification, which means checking your approval status won’t affect your credit score. Only if you accept the loan terms and complete the transaction will there be a hard inquiry on your credit report.
Sunbit offers payment plans with transparent terms and no hidden fees. You’ll know exactly what your monthly payment will be, what interest rate applies, and what the total cost will be over the life of the loan. Payment plans typically range from six to forty-eight months, depending on the amount financed and your approval terms.
One of the most convenient features of Sunbit is its digital-first approach. The entire application and approval process happens on your smartphone. At Central Park Dental & Orthodontics, you can scan a QR code, complete the application on your phone right there in the office, and have an approval decision in seconds. It’s financing for the modern age, designed to be simple and accessible.
Making Financing Work for Your Situation
The availability of three different financing partners means that regardless of your credit situation or financial preferences, there’s likely an option that will work for you. Some patients prefer CareCredit because it’s widely accepted and can be used for many types of healthcare. Others appreciate Alphaeon’s patient-friendly terms and mobile app convenience. Still others find that Sunbit’s accessible approval criteria and transparent pricing work best for their situation.
The staff at Central Park Dental & Orthodontics can help you understand which option might be the best fit for your specific needs and can assist with the application process. There’s no obligation to apply, and checking your options doesn’t commit you to anything. But having financing approved before treatment discussions begin can eliminate the anxiety of wondering whether you can afford recommended care.
One important point: these financing options are available for all types of dental treatment at Central Park Dental & Orthodontics. That includes preventive care, restorative dentistry like fillings and crowns, cosmetic treatments, orthodontics for children and adults, comprehensive airway therapy, and any other services Dr. Jung recommends. Whether you need a single crown or full-mouth rehabilitation, financing makes it possible to proceed with treatment without delay.
Dr. Jung’s Unique Approach: Why Investing in Comprehensive Care Provides Better Value
Understanding payment options is important, but it’s equally important to understand what you’re actually paying for when you invest in dental care at Central Park Dental & Orthodontics. Dr. Jung’s approach differs fundamentally from what you’ll find at most dental practices, and that difference delivers better outcomes and better long-term value.
The “Three Legs of the Healing Stool” Philosophy
Dr. Jung has pioneered an innovative approach to dentistry and whole-body wellness through her “Three Legs of the Healing Stool” philosophy. This comprehensive methodology recognizes that true healing requires addressing three interconnected pillars simultaneously: structural balance, chemical balance, and emotional and mental balance.
Just as a three-legged stool requires all legs to remain stable, optimal health depends on balancing these three essential pillars. Dr. Jung’s approach goes beyond traditional dentistry to address root causes, not just symptoms, helping patients throughout Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian achieve lasting wellness.
Structural Balance: Alignment That Affects Your Entire Body
The first leg addresses structural alignment, including body posture, jaw position, and precise tooth positioning for optimal function. When Dr. Jung evaluates your dental health, she’s not just looking at whether your teeth are straight or whether you have cavities. She’s assessing how your entire craniofacial structure is functioning, whether your jaw relationships support healthy breathing and proper bite mechanics, and how your oral structures interact with your overall posture and body alignment.
This comprehensive structural assessment often reveals connections that would be missed in a traditional dental exam. A patient complaining of chronic headaches might have TMJ dysfunction related to bite misalignment. A child with behavioral problems might have a restricted airway affecting sleep quality and daytime function. An adult with neck and shoulder pain might be compensating for jaw imbalance with altered head posture.
By addressing structural imbalances comprehensively, Dr. Jung’s treatment doesn’t just fix the immediate dental problem. It improves function throughout your body, often resolving symptoms you didn’t even realize were connected to your oral health.
Chemical Balance: Creating an Environment for Optimal Healing
The second leg focuses on chemical balance within the body, addressing toxicity and optimizing your body’s internal chemical environment for healing. In dentistry, this means looking at factors like oral pH, bacterial balance, inflammatory markers, and how dental materials interact with your body’s chemistry.
Many patients don’t realize that the health of your mouth affects inflammation throughout your entire body. Periodontal disease, for example, doesn’t just cause gum problems. Research has linked it to increased risk of heart disease, diabetes complications, pregnancy problems, and other systemic conditions. The bacteria from infected gums can enter your bloodstream and trigger inflammatory responses far from your mouth.
Dr. Jung considers these chemical factors when developing treatment plans, often working with nutritionists and functional medicine practitioners to support healing at a cellular level. This might mean recommending specific supplements to support gum healing, discussing dietary changes that affect oral pH, or coordinating with your physician about how dental infections might be impacting other health conditions.
Emotional, Mental, and Spiritual Balance: The Mind-Body Connection
The third leg recognizes the profound connection between your mental state and physical health. Stress affects your oral health in tangible ways, from teeth grinding and jaw clenching to increased inflammation and reduced healing capacity. Anxiety about dental treatment can make procedures more uncomfortable and recovery slower.
Dr. Jung’s approach addresses the psychological aspects of dental care alongside the physical treatments. That might mean taking extra time to explain procedures so you feel informed and in control. It could involve coordinating with counselors or therapists when dental anxiety is significantly impacting your ability to receive care. Or it might simply mean creating a supportive, understanding environment where you feel heard and validated.
For many patients, financial stress is a significant component of dental anxiety. Knowing you have options for managing costs, understanding exactly what treatments will cost before you commit, and having a team that works with you to find solutions rather than simply presenting you with large bills dramatically reduces the emotional burden of dental care.
Advanced Technology That Maximizes Your Investment
When you’re investing in dental care, whether paying out of pocket, using insurance benefits, or financing treatment, you want to know that your money is going toward the best possible care. At Central Park Dental & Orthodontics, Dr. Jung has invested in diagnostic and treatment technology that many dental practices simply don’t have.
The practice utilizes 3D cone beam computed tomography imaging, which provides three-dimensional views of your teeth, jaws, airway, and facial structures with incredible detail. This advanced imaging allows Dr. Jung to diagnose problems that wouldn’t be visible on traditional two-dimensional X-rays, plan treatments with precision, and ensure that interventions address the actual root cause of problems rather than just treating symptoms.
Specialized medical imaging visualization and analysis software enables Dr. Jung to analyze airway dimensions, assess jaw relationships, and create treatment plans based on actual anatomical measurements rather than guesswork. This technology-driven approach means fewer surprises during treatment, better outcomes, and more efficient care that respects your financial investment.
The practice also utilizes advanced laser technology for minimally invasive treatments. Dental lasers can address soft tissue issues with less discomfort, faster healing, and often better results than traditional surgical approaches. From gum disease treatment to tongue-tie releases to tonsil reduction for airway improvement, laser technology makes procedures less intimidating and more successful.
These technology investments aren’t just about having the latest gadgets. They’re about providing care that’s more accurate, more comprehensive, and more effective. When you understand what’s possible with advanced diagnostic and treatment technology, you realize that choosing a practice based solely on who offers the lowest price might mean missing out on care that could actually solve your problems rather than just managing symptoms temporarily.
Collaborative Care That Addresses the Whole Person
Dr. Jung’s commitment to whole-body wellness extends beyond what happens within the walls of her dental practice. Her “Three Legs of the Healing Stool” philosophy often involves collaboration with chiropractors, physical therapists, functional medicine practitioners, nutritionists, sleep physicians, and other wellness professionals.
When your dentist is talking with your chiropractor about how jaw alignment is affecting your neck pain, when your sleep physician and your dentist are coordinating care for your sleep apnea, when your nutritionist and your dentist are working together to reduce inflammation that’s affecting your gum health, you’re receiving truly comprehensive care that addresses root causes.
This collaborative approach might seem like it would cost more, but in reality, it often saves money in the long run by getting to the actual source of problems rather than treating symptoms across multiple providers who aren’t communicating. When all your healthcare providers are working together toward your optimal health, treatments are more effective and lasting.
Navigating Insurance Claims and Maximizing Your Benefits
Even with a team that handles insurance filing for you, understanding how to maximize your dental insurance benefits can help you make smarter decisions about when and how to proceed with treatment.
Using Your Preventive Benefits Wisely
Most dental insurance plans cover preventive care at 100%, which typically includes two dental cleanings per year, annual or biannual X-rays, and routine examinations. These preventive benefits usually don’t count against your annual maximum, which means you’re leaving money on the table if you’re not using them.
At Central Park Dental & Orthodontics, your preventive visits aren’t just about getting your teeth cleaned. They’re opportunities for Dr. Jung to identify problems early when they’re smaller, less expensive, and easier to treat. That cavity that can be addressed with a simple filling during your preventive visit could turn into a root canal and crown if you wait until it causes pain. The early signs of gum disease caught during a routine cleaning can be reversed with improved home care and more frequent cleanings, avoiding the need for expensive deep cleaning procedures or gum surgery later.
Using your preventive benefits consistently is the single best way to get maximum value from your dental insurance and avoid larger dental expenses down the road.
Strategic Treatment Planning Across Calendar Years
When Dr. Jung recommends extensive treatment that will exceed your annual insurance maximum, her team can help you plan strategically to maximize benefits across multiple calendar years. Some treatments can be split, with diagnostic work and initial procedures completed in one year and subsequent procedures in the following year, allowing you to use two years of insurance benefits for a comprehensive treatment plan.
This isn’t about gaming the system. It’s about understanding the structure of your benefits and making smart decisions about timing. Of course, some treatments can’t wait a year, and urgent needs should always be addressed promptly. But when you have flexibility in timing, strategic planning can make a significant difference in your out-of-pocket costs.
Understanding Pre-Authorization and Appeals
For major procedures, many insurance companies require pre-authorization before treatment begins. This means your dentist submits a treatment plan to your insurance company, which then reviews it and provides a pre-determination of what they’ll cover. Having this pre-authorization before treatment begins eliminates surprises and ensures you know your financial responsibility upfront.
The team at Central Park Dental & Orthodontics handles this pre-authorization process for you. They submit the necessary documentation, follow up with insurance companies, and provide you with clear information about what’s been approved and what your costs will be.
Sometimes insurance companies deny coverage for treatments that are medically necessary and appropriate. When this happens, you have the right to appeal that decision. The office staff can assist with appeals, providing additional documentation and clinical justification for why the treatment Dr. Jung recommends is necessary. Many denied claims are overturned on appeal when proper documentation is provided.
The Recognition and Expertise Behind Your Care
When you’re investing in dental treatment, whether through insurance benefits or financing, you want confidence that you’re receiving care from a provider with exceptional training, experience, and dedication to staying at the forefront of dentistry.
Dr. Jiyoung Jung’s credentials and recognition speak volumes about the quality of care you’ll receive at Central Park Dental & Orthodontics. As a Fellow of the Academy of General Dentistry, an honor achieved by only six percent of dentists nationwide through extensive continuing education and comprehensive examination, Dr. Jung has demonstrated a commitment to excellence that goes far beyond minimum requirements.
Her expertise has been recognized nationally through features on NBC, ABC, FOX, CW, CBS, and TEDx, where she’s shared her insights on the connection between oral health and overall wellness with audiences across the country. D Magazine has honored her as one of the Best Dentists in Dallas from 2021 through 2025, a testament to both her clinical skills and her commitment to patient care that extends year after year.
This level of recognition doesn’t happen by accident. It’s the result of dedication to comprehensive, patient-centered care that addresses root causes and treats the whole person, not just isolated dental problems. When you choose Central Park Dental & Orthodontics, you’re not just choosing a dentist. You’re choosing a healthcare partner committed to your long-term wellness.
Making the Decision: Taking the First Step Toward Better Oral and Overall Health
Financial concerns about dental care are valid. Dental treatment can be expensive, insurance coverage can be confusing, and nobody wants to take on debt they can’t manage. But here’s what’s also true: putting off necessary dental treatment because of cost concerns doesn’t save you money. It allows problems to progress from manageable to severe, from simple fixes to complex treatments, from hundreds of dollars to thousands.
That tooth that’s been sensitive for months but isn’t quite painful enough to seem urgent? Every day you wait, the decay is getting deeper, moving closer to the nerve, increasing the likelihood that what could be addressed with a filling now will require a root canal and crown later. That decision to skip cleanings because your insurance doesn’t cover much and you don’t want to pay out of pocket? The tartar buildup continues, gum inflammation progresses, and eventually you’re looking at deep cleaning procedures that cost significantly more than routine preventive care would have.
The sleep problems you’ve been dismissing as just how you sleep? The restricted airway that’s disrupting your sleep architecture, preventing truly restorative rest, and increasing your risk of serious health conditions isn’t improving on its own. Every night of disrupted sleep is another night your body isn’t healing and regenerating properly.
At Central Park Dental & Orthodontics, Dr. Jung and her team have created a practice where financial concerns don’t have to be barriers to care. With insurance acceptance, expert benefit navigation, and three flexible financing options, there’s a path forward regardless of your financial situation.
But here’s what matters even more than payment options: Dr. Jung’s “Three Legs of the Healing Stool” philosophy means that when you invest in care at Central Park Dental & Orthodontics, you’re not just fixing a tooth or treating a symptom. You’re addressing root causes, improving function throughout your body, and making an investment in your long-term health and wellness.
That’s not just marketing talk. It’s the reality that patients throughout Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian experience when they choose comprehensive care that addresses structural balance, chemical balance, and emotional balance simultaneously.
The question isn’t really whether you can afford dental treatment. The question is whether you can afford to continue putting it off.
Take the Next Step: Contact Central Park Dental & Orthodontics Today
If you’ve been putting off dental care because of concerns about cost or insurance coverage, now is the time to make that call. The team at Central Park Dental & Orthodontics is ready to answer your questions, verify your insurance benefits, explain your financing options, and help you understand exactly what treatment will cost before you commit to anything.
You don’t need to have perfect insurance or perfect credit. You just need to be ready to take the first step toward better oral health and overall wellness.
Call Central Park Dental & Orthodontics today: 817-466-1200
Visit online: www.centralparkdental.net
Location: Central Park Dental & Orthodontics, 1101 Alexis Ct, Suite 101, Mansfield, TX 76063
Proudly serving families throughout: Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian
Dr. Jiyoung Jung, DDS, FAGD, is a Fellow of the Academy of General Dentistry and has been recognized as one of D Magazine’s Best Dentists from 2021 through 2025. Featured on NBC, ABC, FOX, CW, CBS, and TEDx, Dr. Jung is dedicated to comprehensive, whole-body wellness through her innovative “Three Legs of the Healing Stool” philosophy. She specializes in airway-focused dentistry, utilizing advanced technology including 3D CBCT imaging and specialized medical imaging visualization and analysis software to provide precise, personalized care that addresses root causes and promotes optimal health throughout the body.
Financial concerns shouldn’t keep you from the dental care you need and deserve. Whether you have insurance questions, want to explore financing options, or simply want to understand what comprehensive dental care at Central Park Dental & Orthodontics would look like for you, the first step is reaching out.
Make that call today. Your healthier future is waiting.
Central Park Dental & Orthodontics: 817-466-1200
Frequently Asked Questions About Dental Insurance and Payment Options
Does Central Park Dental & Orthodontics accept my dental insurance plan?
Central Park Dental & Orthodontics accepts most PPO dental insurance plans, including Delta Dental, MetLife, Cigna, Aetna, United Healthcare, Guardian, Humana, and many others serving the Dallas-Fort Worth area. Even if Dr. Jung isn’t specifically in-network with your plan, the office can still file claims for out-of-network benefits. The best way to confirm your specific coverage is to call the office at 817-466-1200, and the staff will verify your benefits and explain what your plan covers before any treatment begins.
What financing options are available if my insurance doesn’t cover everything?
Central Park Dental & Orthodontics offers three flexible financing partners: CareCredit, Alphaeon Credit, and Sunbit. All three offer promotional 0% interest options for qualified applicants, with terms ranging from six to twenty-four months. Extended payment plans up to sixty months are also available. Each financing company has different approval criteria and benefits, so having three options means there’s likely a solution that fits your credit situation and payment preferences. The office staff can help you apply and understand which option works best for your needs.
How does the insurance verification process work?
Before any treatment begins, the team at Central Park Dental & Orthodontics contacts your insurance company directly to verify your benefits. They’ll determine what your plan covers for the specific treatments Dr. Jung recommends, calculate your deductible and remaining annual maximum, and provide you with a clear, written estimate of what your insurance will pay and what your out-of-pocket cost will be. This verification happens before treatment so you’ll never be surprised by unexpected costs. After treatment, the office handles all claims filing and follows up to ensure everything is processed correctly.
Can I use my Health Savings Account or Flexible Spending Account for dental treatment?
Yes, most dental procedures qualify for HSA and FSA reimbursement. Central Park Dental & Orthodontics accepts HSA and FSA cards as payment methods, making it easy to use your pre-tax healthcare dollars for dental care. The office can provide detailed receipts and documentation if your account requires it for reimbursement purposes. Using these accounts can provide significant tax advantages since the funds are deducted before taxes.
What happens if I need treatment but have already used my annual insurance maximum?
If you’ve exhausted your annual insurance maximum, treatment doesn’t have to wait. The three financing options available at Central Park Dental & Orthodontics allow you to proceed with necessary care immediately rather than delaying until your benefits renew. Delaying treatment often allows problems to worsen, ultimately costing more to fix later. With promotional 0% interest financing or manageable extended payment plans, you can address dental problems when they’re identified rather than waiting for the next calendar year.
Does insurance cover orthodontics and airway-focused treatments?
Coverage for orthodontics and airway therapy varies significantly among insurance plans. Some plans include orthodontic benefits with separate annual maximums specifically for orthodontic treatment, while others have no orthodontic coverage at all. Some plans will cover airway-focused treatments when they’re deemed medically necessary and properly documented with sleep studies and physician referrals. The only way to know your specific coverage is to have your benefits verified. The team at Central Park Dental & Orthodontics will check your coverage for any recommended treatment and provide clear information about what your insurance will cover and what your financial responsibility will be.
Will applying for financing affect my credit score?
Most financing applications start with a soft credit check for pre-qualification, which doesn’t affect your credit score at all. Only if you’re approved, accept the loan terms, and complete the financing transaction will there typically be a hard credit inquiry on your report. Sunbit is particularly unique because it doesn’t perform a hard credit check even for pre-qualification, meaning you can check your approval status without any impact on your credit. A single hard inquiry when you finalize financing has minimal impact on your credit score and is worth it if it means getting necessary dental care without delay.
Can I combine my insurance benefits with financing?
Absolutely. Many patients use their insurance to cover the portion of treatment that’s eligible for benefits, then finance the remaining balance that exceeds their coverage. This approach maximizes your insurance benefits while making the remaining costs manageable through affordable monthly payments. The office staff can help you understand exactly how this would work for your specific treatment plan, showing you what your insurance will pay and what amount would need to be financed.
What makes Dr. Jung’s approach different from other dentists?
Dr. Jung’s “Three Legs of the Healing Stool” philosophy addresses structural balance, chemical balance, and emotional balance simultaneously, rather than just treating isolated dental problems. This comprehensive approach, combined with advanced technology including 3D CBCT imaging and specialized medical imaging visualization software, allows Dr. Jung to identify and address root causes of dental and health issues. Her airway-focused dentistry approach recognizes the connections between oral health, breathing, sleep quality, and overall wellness. When you invest in care at Central Park Dental & Orthodontics, you’re not just fixing a tooth—you’re addressing factors that affect your entire body’s health and function.
How do I know if financing approval will work for my credit situation?
Having three different financing partners means there’s flexibility for various credit situations. CareCredit and Alphaeon Credit are well-established healthcare financing companies with standard credit requirements. Sunbit was specifically designed to be more accessible to people across a wider credit spectrum, using a broader range of factors beyond traditional credit scores for approval decisions. Even if you’ve been declined by other financing companies, you may still be approved through one of these options. The application process is quick, with most decisions provided instantly, and checking your pre-qualification options doesn’t affect your credit score.
What if I don’t have dental insurance at all?
Not having dental insurance doesn’t mean you can’t access quality dental care. Many patients find that using financing for dental care as needed, combined with consistent preventive care, is actually more economical than paying monthly premiums for dental insurance with limited annual maximums. The three financing options at Central Park Dental & Orthodontics make comprehensive care accessible without insurance. Additionally, the office can work with you to create a treatment plan that prioritizes urgent needs and spreads other treatments over time in a way that fits your budget. The team is committed to finding solutions that work for your financial situation, regardless of whether you have insurance coverage.
How long does the financing approval process take?
The financing approval process is remarkably fast at Central Park Dental & Orthodontics. Sunbit typically provides decisions in thirty seconds or less. CareCredit and Alphaeon Credit usually provide instant decisions as well, though some applications may require additional review. You can apply online before your appointment and arrive with approval already in place, or the office staff can help you apply during your visit. The entire process is designed to be convenient and efficient, so financial questions don’t create delays in getting the care you need.
What treatments can be financed through these payment options?
All dental treatments at Central Park Dental & Orthodontics can be financed through CareCredit, Alphaeon Credit, or Sunbit. This includes preventive care, restorative dentistry like fillings and crowns, cosmetic treatments, orthodontics for children and adults, comprehensive airway therapy, periodontal treatments, dental implants, and any other services Dr. Jung recommends. Whether you need a single procedure or full-mouth rehabilitation, financing makes it possible to proceed with treatment without delay.
How does Dr. Jung’s collaborative care approach affect costs?
Dr. Jung’s collaborative approach with other healthcare providers like chiropractors, physical therapists, sleep physicians, and nutritionists often saves money in the long run by addressing root causes rather than just symptoms. When your dental care is coordinated with other aspects of your health, treatments tend to be more effective and lasting. Instead of paying multiple providers to treat symptoms that keep recurring because the underlying cause hasn’t been addressed, collaborative care gets to the source of problems. This comprehensive approach respects your financial investment by delivering better outcomes that don’t require repeated interventions.
What happens during the insurance pre-authorization process?
For major dental procedures, the team at Central Park Dental & Orthodontics submits your treatment plan to your insurance company for pre-authorization before treatment begins. The insurance company reviews the proposed treatment and provides a pre-determination of what they’ll cover. This process eliminates surprises and ensures you know your exact financial responsibility before any work is done. The office handles all the paperwork and communication with your insurance company, then provides you with clear, written information about what’s been approved and what your out-of-pocket costs will be.
Can financing be used for multiple family members?
Yes, particularly with CareCredit. Once you’re approved for a CareCredit account, it can be used for multiple family members and at any healthcare provider that accepts CareCredit. This means the account you open for your dental work can also be used for your child’s orthodontic treatment at Central Park Dental & Orthodontics, your spouse’s dental care, or even other healthcare needs beyond dentistry. Alphaeon Credit and Sunbit accounts are also reusable for future treatments, making them valuable ongoing resources for managing healthcare costs for your entire family.
What should I bring to my first appointment regarding insurance?
Bring your current dental insurance card with the policy number and insurance company contact information. If you have your insurance benefits booklet or access to your coverage details online, that information can be helpful but isn’t required—the office staff will verify everything directly with your insurance company. If you have any documentation from previous dental visits showing recommended treatments or X-rays from another provider, bring those as well. The more information you can provide upfront, the more efficiently the team can verify your coverage and develop an accurate treatment plan with cost estimates.
How does the annual maximum reset work with strategic treatment planning?
Most dental insurance plans operate on a calendar year, meaning your annual maximum resets on January first. If Dr. Jung recommends extensive treatment that would exceed your current year’s remaining benefits, the team can sometimes structure treatment across two calendar years. For example, diagnostic work and some initial procedures might be completed before year-end using this year’s benefits, with remaining procedures scheduled for early the following year using next year’s benefits. This strategic approach allows you to maximize insurance coverage without compromising the quality or timing of necessary care.
What if my insurance denies coverage for a treatment Dr. Jung recommends?
If your insurance company denies coverage for a treatment, the team at Central Park Dental & Orthodontics will first work to understand why the claim was denied. Sometimes denials are based on missing information, coding errors, or misunderstandings that can be resolved with additional documentation. The office can assist with filing appeals, providing detailed clinical justification and supporting documentation for why the treatment is medically necessary. Many initially denied claims are approved upon appeal when proper documentation is provided. If the denial stands, the team will discuss alternative treatment options or financing solutions so you can still receive the care you need.
How does airway-focused dentistry relate to overall healthcare costs?
Dr. Jung’s airway-focused approach often identifies and addresses problems that have been causing symptoms throughout your body—chronic fatigue, headaches, behavioral issues in children, high blood pressure, and more. When these underlying airway issues are resolved through comprehensive dental treatment, patients often experience improvement in multiple health conditions, potentially reducing medical costs across other specialties. Sleep-disordered breathing, for example, increases risk for serious conditions like heart disease and diabetes. Addressing airway problems through dental intervention is often more cost-effective than managing the downstream health consequences for years or decades.
What makes the Three Legs of the Healing Stool philosophy worth the investment?
Traditional dentistry often focuses only on the immediate dental problem—filling a cavity, extracting a problematic tooth, or addressing gum disease. Dr. Jung’s Three Legs of the Healing Stool philosophy looks at why that problem developed in the first place. By addressing structural imbalances, chemical factors affecting healing, and the emotional and mental aspects of health simultaneously, treatments deliver lasting results rather than temporary fixes. This comprehensive approach means you’re less likely to need repeated interventions or to develop new problems because underlying causes were never addressed. When you invest in care that addresses root causes, you’re investing in long-term health rather than just symptom management.
Are payment plans available directly through the office?
Central Park Dental & Orthodontics works with three established financing companies—CareCredit, Alphaeon Credit, and Sunbit—rather than offering in-house payment plans. These financing companies provide more flexible terms, higher credit limits, and promotional options like 0% interest that wouldn’t be possible with in-house financing. Having three different partners means there are more options to fit different credit situations and payment preferences. The office staff can help you understand and apply for whichever financing option works best for your needs.
How does 3D CBCT imaging affect treatment costs and outcomes?
The 3D cone beam computed tomography imaging at Central Park Dental & Orthodontics allows Dr. Jung to see anatomical details that aren’t visible on traditional two-dimensional X-rays. This advanced diagnostic capability means more accurate diagnoses, more precise treatment planning, and better outcomes. While practices with this technology may have higher initial diagnostic costs, the investment pays off through treatments that address actual problems rather than guessing at causes, fewer complications, and better long-term results. When your treatment is based on precise three-dimensional imaging rather than two-dimensional guesswork, you’re more likely to get lasting results the first time.
What if I need emergency dental care and don’t have coverage or financing approved?
If you have a dental emergency, the first priority is addressing the immediate problem and getting you out of pain. The team at Central Park Dental & Orthodontics will provide necessary emergency care, and then work with you on payment options afterward. Emergency situations shouldn’t be delayed because of financial concerns. The office can help you apply for financing even during emergency visits, and the fast approval process with companies like Sunbit means you can often have financing approved within seconds, even in urgent situations.
How do I maximize the value of my dental insurance throughout the year?
Use your preventive benefits consistently by scheduling and attending regular cleanings and exams—these are usually covered at 100% and don’t count against your annual maximum. Address small problems early when they’re covered at higher percentages and before they become major procedures. If you know you’ll need extensive work, schedule a comprehensive exam and treatment planning early in the year so you can strategically use your annual maximum. Near year-end, complete any approved treatments before your benefits expire, and remember that benefits typically don’t roll over to the next year. The team at Central Park Dental & Orthodontics can help you plan treatment timing to maximize your benefits throughout the year.
What happens after I’m approved for financing?
Once you’re approved for financing through CareCredit, Alphaeon Credit, or Sunbit, you’ll receive information about your credit limit, interest rate (if applicable), and payment terms. The office will apply the approved amount toward your treatment costs, and you’ll begin making monthly payments according to the terms of your financing agreement. Most financing companies provide online account access and mobile apps where you can manage payments, check balances, and track your payment progress. The office can coordinate treatment scheduling based on your financing approval, ensuring you can proceed with Dr. Jung’s recommended care without financial barriers.
Why should I choose Central Park Dental & Orthodontics over other dental practices?
Beyond the comprehensive insurance acceptance and flexible financing options, Central Park Dental & Orthodontics offers something fundamentally different: Dr. Jung’s whole-body approach to dental care. As a Fellow of the Academy of General Dentistry and a recognized expert featured on NBC, ABC, FOX, CW, CBS, and TEDx, Dr. Jung brings expertise and innovation that goes far beyond standard dental care. Her Three Legs of the Healing Stool philosophy addresses the root causes of dental and health problems, not just symptoms. The advanced technology including 3D CBCT imaging and specialized medical imaging visualization software ensures precise, effective treatment. The collaborative care approach with other healthcare providers means your dental care is integrated with your overall health and wellness. When you invest in care at Central Park Dental & Orthodontics, you’re investing in comprehensive treatment that improves not just your oral health, but your quality of life.
Ready to Take Control of Your Dental Health?
Don’t let financial concerns keep you from the comprehensive dental care you deserve. Whether you have questions about insurance coverage, want to explore financing options, or simply want to understand what Dr. Jung’s airway-focused, whole-body approach could mean for your health, the team at Central Park Dental & Orthodontics is here to help.
Every day you wait is another day that small problems can become bigger ones, that treatable issues can become more complex, and that your overall health may be affected by unaddressed dental concerns. The good news? With comprehensive insurance acceptance, three flexible financing partners, and a team committed to finding solutions that work for your situation, there’s never been a better time to take that first step.
Dr. Jiyoung Jung and her team have helped countless families throughout Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian overcome financial barriers to receive the dental care they need. You deserve the same opportunity to experience comprehensive care that addresses root causes, improves whole-body health, and provides lasting results.
The path to better oral health and overall wellness starts with a phone call. Let the team at Central Park Dental & Orthodontics answer your questions, verify your benefits, explain your options, and show you that quality dental care is more accessible than you might think.
Call Central Park Dental & Orthodontics now: 817-466-1200
Your healthier, happier future is waiting. Make the call today.
Central Park Dental & Orthodontics
1101 Alexis Ct, Suite 101
Mansfield, TX 76063
817-466-1200
www.centralparkdental.net
Proudly serving Mansfield, Arlington, Burleson, Alvarado, Dallas, Fort Worth, Grand Prairie, Kennedale, Lillian, and Midlothian with comprehensive, airway-focused dental care that transforms lives.
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